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When mortgage rates logged their sharpest decline of the year last week following an underwhelming jobs report, data showed that refinance demand surged. Despite what seems like welcome news for loan originators, who have suffered through thinning margins for two years, refinance business has yet to go up much, LOs told HousingWire. “I was going through my newsletters last week to Realtors and told them to watch for the headlines,” said Geoff Black, senior loan originator at Guild Mortgage. “It (refi application volume) is meaningful, but is it meaningful on a macro scale? Absolutely not.” “Our group in Alabama did…

It’s no secret that kids are expensive, but where you raise them can add thousands to your annual budget.The average yearly cost of raising a child across the 100 most-populous U.S. metros is $22,989, but it can vary widely between cities, according to an analysis by Creditnews Research.In San Francisco, the annual cost of raising a child is $37,340, the highest of all cities. In contrast, it’s only $14,661 in Jackson, Mississippi — a difference of just under $23,000.The average cost of raising a child until the age of 18 across all 100 cities is $413,810, according to the study.The…

Bermuda minister warns third hurricane of this year’s Atlantic hurricane season ‘is not a storm to be taken lightly’.Hurricane Ernesto has made landfall in Bermuda and is expected to batter the British island territory with powerful winds, a dangerous storm surge and potentially deadly flooding, according to local authorities. The Category 1 storm was directly over Bermuda – home to about 64,000 people –  at 6am local time (09:00 GMT) on Saturday, with maximum sustained winds of 140km/h (87mph). Ernesto is expected to slowly depart Bermuda over the course of the day, according to the National Hurricane Center (NHC) in…

It’s Week 2 of the 2024 NFL preseason and the Carolina Panthers make their home preseason debut today. The Panthers will battle the New York Jets at Bank of America Stadium in a game that will mostly give young players battling for the last handful of roster spots a chance to shine. There’s still time for them to change their narratives and improve their chances of carving out roles.Watch Today’s Game on Sling TV The Jets will be looking to build upon the team’s 20-17 win over the Washington Commanders this past weekend. Meanwhile, the Panthers hope to learn from their mistakes after a 17-3 loss to…

Chanel BurnsPre-K teacher, East Village (pictured above) You’re shopping for clothes to wear to work?Absolutely. I’m obsessed with the whole “caregiving but fashion girlie” vibe — like The Nanny. Like, I don’t look like I do what I do, but I do what I do fashionably. That’s the vibe. How long have you been a teacher?Just a year. I was working in fashion prior, and I mean fashion is cool — it comes with perks — but I just didn’t feel spiritually motivated to do the work. So I pivoted into teaching because there’s such a teacher shortage, and I…

Scrolling through my LinkedIn feed has become a daily ritual. Some days, I scroll to draw inspiration; some days, I search for answers. Watching women my age bag academic and professional accolades while being financially independent has become a fantasy for me.Three years ago, I reached a remarkable academic milestone: I graduated from a prestigious university with a bachelor’s in social work. I was optimistic about securing a decent job with a great salary. I had it all well-planned and clearly journaled. Living a “soft life” and being independent was the ultimate goal.I never thought unemployment would be part of…

A cargo spacecraft has arrived at the International Space Station (ISS) to deliver food, fuel and other supplies for those onboard. The ISS is currently home to the Expedition 71 crew, and two Nasa astronauts, Butch Wilmore and Suni William, who are stuck on the station due to safety concerns over the Boeing Starliner capsule meant to take them home. The unpiloted Progress 89 spacecraft delivered about three tons of supplies. It will remain docked for approximately six months before departing for re-entry into Earth’s atmosphere to dispose of trash, Nasa said.Read more about the stranded astronauts here. Source link

Chris Martin knew the sting of a divorce and long before whatever’s going on with him at the moment. Because it is all very confusing, we know! In early 2024, Chris Martin and Dakota Johnson’s engagement became public knowledge. This followed years of secrecy. Not even six months later, news broke that the pair had split after seven years together – only for a competing report to drop hours later insisting they were still together! So, what is the truth here? Are they together or not? If not, is this a breakup or a divorce? Are we in the middle…

A record 8.5 percent of all U.S. homes are worth $1 million or more, up from 7.6 percent last year and 4 percent before the pandemic, according to a new Redfin analysis. California is adding them faster than other states. Whether it’s refining your business model, mastering new technologies, or discovering strategies to capitalize on the next market surge, Inman Connect New York will prepare you to take bold steps forward. The Next Chapter is about to begin. Be part of it. Join us and thousands of real estate leaders Jan. 22-24, 2025. In some markets, a $1 million home is considered a luxury…

Billionaire Republican megadonor Miriam Adelson appears to have a blank check policy when it comes to her support of former President Donald Trump, as she aims to help get him back to the White House.Adelson’s political aide Andy Abboud was overheard telling attendees at a campaign event at Trump’s golf club in Bedminster, New Jersey, on Thursday that whatever the GOP presidential nominee needs from Adelson, he’s going to get in support from his boss, according to Abboud and a person with direct knowledge of the matter.This person and one other in this story were granted anonymity in order to…