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The national housing shortage, the benefits of increased density, an ongoing shift in consumer tastes toward smaller homes closer to where the urban action is, and other factors have pushed state legislators to make it easier to build accessory dwelling units.  In 2024 alone, Colorado, Arizona, Massachusetts, and Hawaii passed major ADU legislation, and California added several laws to open the doors wider for ADUs. Ultimately, though, local governments remain the key gatekeepers when it comes to ADU liberalization. While state-level ADU policies take aim at local rules that hamper ADU development, there’s still work to be done. But first,…

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Mixetto | E+ | Getty ImagesThe share of Americans with credit card debt in retirement has jumped considerably — a worrisome financial trend, especially for those with little wiggle room in their budgets, experts said.About 68% of retirees had outstanding credit card debt in 2024, up “substantially” from 40% in 2022 and 43% in 2020, according to a new poll by the Employee Benefit Research Institute.”It’s alarming for retirees living on a fixed income,” said Bridget Bearden, a research strategist at EBRI who analyzed the survey data.Inflation is the ‘true driver’Inflation is the “true driver” of retirees’ increased use of…

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Play video content BACKGRID Oprah Winfrey is shutting down claims she was paid $1 million to host a town hall on behalf of Kamala Harris’ presidential campaign … with the talk show legend declaring it’s all BS. While Oprah wasn’t too keen to talk about the election results, which saw Donald Trump emerge as the President-elect … she did make it clear she didn’t accept a dime to hit the campaign trail on behalf of the Vice President. When asked about the alleged $1M payday, OW said the reports were “not true” … adding she “was paid nothing — ever.”…

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Kevin Costner didn’t return for “Yellowstone” season five, part two.The actor said that he “didn’t quit the show,” but left due to scheduling conflicts.He still has yet to actually see how John Dutton was written off the show. Thanks for signing up! Access your favorite topics in a personalized feed while you’re on the go. download the app By clicking “Sign Up”, you accept our Terms of Service and Privacy Policy. You can opt-out at any time by visiting our Preferences page or by clicking “unsubscribe” at the bottom of the email. Warning: Spoilers ahead for “Yellowstone” season five, episode…

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Saudi Crown Prince Mohammed bin Salman has condemned Israel’s actions in Gaza as “genocide” in some of the harshest public criticism of the country by a Saudi official since the start of the war. Speaking at a summit of Muslim and Arab leaders the prince also criticised Israeli attacks on Lebanon and Iran, and – in a sign of improving ties between rivals Riyadh and Tehran, warned that Israel should not launch attacks on Iranian soil.Saudi’s de facto leader was joined by other leaders present in calling for a total Israeli withdrawal from the West Bank and Gaza. Meanwhile, Saudi…

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Rita Ora has some difficulty keeping it together on Sunday night. As host of the MTV Europe Music Awards, the singer took a moment at one point toward the end of the program to pay tribute to Liam Payne… who died nearly a month ago after falling from a hotel balcony in Buenos Aires, Argentina. Rita Ora speaks on stage during the MTV EMAs 2024 held at Co-op Live on November 10, 2024 in Manchester, England. (Photo by Anthony Devlin/Getty Images for Viacom International) “I just want to take a moment to remember someone that was very, very dear to…

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Whether it’s refining your business model, mastering new technologies, or discovering strategies to capitalize on the next market surge, Inman Connect New York will prepare you to take bold steps forward. The Next Chapter is about to begin. Be part of it. Join us and thousands of real estate leaders Jan. 22-24, 2025. As America ages, so does the need for a shift in how we approach our lives, communities and future planning. The Census Bureau reports that by 2034, older adults will outnumber children for the first time in history. We cannot escape the fact that we are all…

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Baona | E+ | Getty ImagesMore from FA Playbook:Here’s a look at other stories impacting the financial advisor business.Starting in 2025, investors age 60 to 63 can make catch-up contributions of up to $11,250 on top of the $23,500 deferral limit. Combined, these workers can defer a total of $34,750 for 2025, which is about 14% higher than 2024.”This can be a great way for people to boost their retirement savings,” certified financial planner Jamie Bosse, senior advisor at CGN Advisors in Manhattan, Kansas, previously told CNBC.This can be a great way for people to boost their retirement savings.Jamie BosseSenior…

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Kamal Adwan Hospital in northern Gaza calls on international organisations to protect the facility from attacks.At least 30 people have been killed across Gaza by Israeli military attacks as tanks entered the western side of the Nuseirat refugee camp in a new incursion. Health officials at al-Awda Hospital in Nuseirat, the central Gaza Strip, said 20 people were killed in a series of air and ground attacks overnight and into Monday, including one that hit a tent encampment. In the northern town of Beit Lahiya, which Israeli forces have besieged since the beginning of October, medics said four people were…

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Taylor Swift is an honorary aunt to Mecole Hardman Jr. and Chariah Gordon’s daughter. “Auntie Tay & Baby Ci,” Gordon, 29, captioned an Instagram Story on Sunday, November 10. In the snap, Swift, 34, was glowing as she cuddled the baby. Both Gordon and Swift attended the Kansas City Chiefs game on Sunday to support their significant others. While Swift is dating tight end Travis Kelce, Gordon is engaged to wide receiver Hardman Jr., 26. Along with the sweet pic of Swift, Gordon shared a series of family photos at Arrowhead Stadium in Missouri. Gordon and Hardman Jr. welcomed Ci…

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